Merchant payments · Nigeria
Collect revenue.Pay out with control.
Klustar is a merchant payments platform for gaming and digital businesses in Nigeria. Collect pay-ins, run payouts, manage settlement, and integrate via API — with sandbox and live environments.
Merchant dashboard
Live environment
Available Balance
₦1,240,500
Today's Collection
₦186,000
Wallet (T+1)
₦1,426,500
Recent activity
Pay-in · Card
Completed · ₦45,000
Payout · Bulk (12)
Processing · ₦320,000
Pay-in · Bank transfer
Completed · ₦12,500
Solutions for revenue-heavy platforms
Whether you run sports betting, casino, or other digital products, Klustar gives you merchant collections, settlement visibility, and payout controls in one place.
Player collections
Accept card and bank-transfer pay-ins through the API, with signed status checks and webhooks.
Winnings & disbursements
Send single or bulk payouts against Available Balance, with failures stopped before funds move.
Finance & ops visibility
Track Wallet (T+1), Today's Collection, and Available Balance so teams know what can ship today.
Platform capabilities
Built for merchant operations, not consumer bill pay
Everything your finance and engineering teams need to collect, settle, and pay out — through the portal or your own systems.
- Pay-ins & payouts
- Collect revenue through the API, and send payouts from your merchant wallet in the dashboard.
- API & webhooks
- HMAC-signed API requests, webhook callbacks, and developer docs for pay-ins and status handling.
- Sandbox to Live
- Integrate in sandbox, complete KYC, and promote to live without rebuilding your integration.
- Team access control
- Invite team members, define roles, and keep sensitive payout and API actions controlled.
- Reports & disputes
- Export transactions, monitor collections, and manage disputes from the merchant portal.
- Provider routing
- Route collections through integrated payment providers such as PalmPay, Korapay, and Hydrogen.
How it works
From sandbox to live in four steps
Start testing immediately. Go live after business verification — the same APIs and portal flows in both environments.
- 1
Create a merchant account
Sign up with your business details and verify your email. You start in sandbox so you can integrate safely.
- 2
Complete KYC & settlement
Upload business documents and add a settlement bank account in your business name.
- 3
Integrate or use the portal
Call the pay-in API, or operate from the dashboard. Use docs for HMAC signing and webhooks.
- 4
Go live
After documents are approved, your business moves to live. Collect, settle, and pay out for real.
Pricing
Start in sandbox. Go live on commercial terms.
Sandbox is free for integration. Live and enterprise fees depend on volume, corridors, and product mix — we do not publish one-size consumer “bill pay” plans.
Sandbox
Free
Build and test your integration with no live money movement.
- Full merchant portal access
- Pay-in API testing
- Sandbox webhooks
- Developer documentation
- Team invites